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Protecting your privacy is important to us. JVK Life & Wealth Advisory Group (JVK) and its affiliates
are committed to protecting our customers’ personal information.
store your personal information.
The Personal Information We Collect
We only collect the information we need, which may include credit and
financial information, health information, lifestyle information, name,
marital status, sex, date of birth, address, citizenship status, occupation,
income, and net worth, for the purposes of providing and servicing your
financial and insurance products.
Why We Need the Information
We use your personal information:
Third-Party Collection and Disclosure of Personal Information
We may collect your personal information from and transfer or disclose
your personal information to third parties such as our affiliates, the Medical
Information Bureau, reinsurers, doctors, advisors, franchisees, and service
providers for the purposes of evaluating risks for life insurance
(underwriting), investigations, servicing and administration and for claims
purposes. Any of our agents,
service providers, advisors and franchisees with whom we have a contractual
relationship are required to collect, use and disclose personal information in
transferred or disclosed your personal information to these parties.
We do not sell your personal information.
We will only collect, use or disclose personal information with your consent, except as required by law.
Your consent is required for the collection, use or
disclosure of your personal information, except as required by law.
Consent may be oral or written, express (e.g., providing your personal
information on an application form) or implied (e.g., not withdrawing your
consent to a certain use of your personal information when given the opportunity
to do so). Your authorized representative may give consent on your
You can withdraw your consent for us to collect, use
and disclose your personal information any time, subject to legal and
contractual restrictions and reasonable notice. Withdrawing your consent may prevent us from providing you
with requested products or services.
Protecting Your Personal Information
We are responsible for all personal
information in our control.
We maintain a file of your personal information.
This file is kept at 86 Ringwood Drive, Suite 206, Stouffville, Ontario.
All of JVK’s employees, advisors and authorized service providers are required
to protect the confidentiality of your personal information.
Rights as They Pertain to Your Personal Information
You can write to us if you want to access the personal
information we have about you. In
some situations, you may not be able to access all of your personal information.
For example, we may not be able to disclose information if it would
reveal personal information about a third party or if it would reveal
confidential commercial information.
We Will Limit How Long We Keep Your Personal Information
Your personal information will only be kept as long as
it is needed or as required by law. The
length of time that we keep your personal information will depend upon the
product or service that we provide to you and the nature of the information.
If you do not want your personal information collected or used or disclosed for certain purposes, please:
Your personal information may be used by us to provide you with information about JVK and its affiliates’ products and services. If you are not interested in receiving such information, you can phone the following number, 905-642-0654, to tell us that you no longer wish to receive these materials.
How To Contact Us
Requests for access to or an update or correction of
your personal information or privacy-related questions, complaints or comments
may be directed in writing to JVK’s Privacy Officer at the following address:
notice. Please review the Privacy
Policy periodically to ensure that you are aware of your current information
management practices. If you
continue to provide personal information after we have changed our Privacy
Policy, we will assume that you have accepted these changes.
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